Why are all donations dollar19 a month

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Feb 4, 2022 · By Neal Murphy February 4, 2022 - Have you noticed lately that most non-profit organizations solicit donations of only $19.00 per month? Being rather inquisitive about these important things, I delved into why organizations solicit like they do, just $19.00 per month. Behind the Numbers. While the ratio varies slightly from year to year, over time, an average of 90 cents of every dollar the Red Cross spends is invested in humanitarian services and programs. We calculate this average by comparing our spending on mission-related programs to our total expenses. For example, in fiscal year 2022, the Red Cross ...The IRS requires charities provide receipts for annual contributions of $250 or more, and individual donations of $19 a month amount to less than that. But organizations likely aren't trying to...Dec 13, 2021 · Why is it always $19 a month, and you get a blanket? In My Humble Opinion Roderick_Femm Solicited charitable contributions, that is. Wounded Warrior Project, another similar group for disabled veterans, Shriner’s Hospital, the one for homeless or abused pets, probably others that I’m not thinking of. Note: Line 34900 was line 349 before tax year 2019. If you or your spouse or common-law partner made a gift of money or other property to certain institutions, you may be able to claim federal and provincial or territorial non-refundable tax credits when you file your income tax and benefit return. Generally, you can claim part or all of the ...At the strike of midnight on Sept. 30, they finally stopped. But in less than three months, those incessant end-of-quarter fundraising emails that promise donors their contributions will be ...In fact, an average of nine cents of every dollar you donate is going to Red Cross expenses, like employee salaries and fundraising efforts. While nine cents may seem small, it adds up the more ...The GoFundMe Giving Guarantee protects your donation. Donations of any amount are covered for one full year after you donate. Your donation is protected, wherever you donate from. You are making the world a better place for someone every time you give. We believe it’s our responsibility to protect your kindness—by protecting your donation.Jul 11, 2023 · Yes. In general, you can deduct up to 60% of your adjusted gross income via charitable donations, but you may be limited to 20%, 30% or 50% depending on the type of contribution and the ... No proof, just a guess, all of the TV spots begging for money spend the majority of the money on more fund raising and salary for the administration. Just a small percent on the charity part. I give my donation money to the salvation army. _____Not all registered charities are approved IPCs. Donations made to a charity without approved IPC status are not tax deductible. Learn if an organisation is an approved IPC at the Charity Portal. Cash donations with benefits. Only outright cash donations to approved IPC that do not give material benefit to the donor are fully tax deductible.The 'donation dollar' is legal tender — it can be used like any other $1 coin — but the Federal Government wants you to treat it a little differently.Feb 27, 2021 · The presidential salary is a requirement of the U.S. Constitution in Article II, Section 1, Clause 7 and the specific amount is set by Congress. Presidents are not legally allowed to decline their ... Unlike any other hospital, the majority of our funding comes from individual contributions. It currently costs more than $2 billion to run St. Jude each year, and the cost is estimated to grow to $2.2 billion by 2027. Your donation will help ensure that families never receive a bill from St. Jude for treatment, travel, housing or food — so ...Donate Today. Count Cash & Make Change. Sign up for our newsletter to track money’s influence on U.S. elections and public policy. Please enter a valid email address.The end of the calendar year (November-December) sees a huge spike in charitable giving, with 30% of all annual donations made in December alone! The end of the year is the perfect time for nonprofits to start ramping up their fundraising efforts by asking for donations. Cause months Giving to Education charities was up 6.2% to $58.9 billion (14% of all donations). Donations to Human Services charities were up 5.1% to $50.06 billion (12% of all donations). Foundations saw an increase of % to $45.89 billion (11% of all donations). Health charities experienced an increase of 15.5% to $38.27 billion (9% of all donations). Otherwise, your statement will only be credited for the designated month. If you respond to a different HSUS mailing, the donation will be credited to your general membership record, and not to your Humane Heroes statement. For a receipt showing all donations to the HSUS, please contact us at 866-720-2676 or send an email.Giving to International charities decreased by 4.4% to $22.97 billion (6% of all donations). Arts, Culture and Humanities saw an increase of 8.7% to $19.51 billion (5% of all donations). Charities that focus on the Environment / Animals saw an increase of 7.2% to $11.83 billion (3% of all donations).Ramadan: For Muslims a Month of Fasting and Giving. The ninth month of the Islamic calendar is Ramadan, a holy time when over one billion Muslims around the world fast and focus their attention on giving to charity. Why are they all asking for a donation of $19 a month. St Judes, Wounded Warrior, March of Dimes, Shriners hospital, etc... Is that a mental threshold of giving? Just curious. Seem like good organizations. 3.5k Coldwater, MI Hobby farming, working on tractors, starting to restore the 8, spending time with wife and kids. Posted December 12, 2018Mar 10, 2023 · 4. Police Protection Fund. Another charity that should come with a “donator, beware” sign is the Police Protection Fund. The fund is the third in a series of outrageous attempts by founders David Dierks and Phil LeConte to extort money from generous Americans under the pretext of donations to the nation’s police forces. In Part 3 of a CBS News investigation, a charity watchdog raises questions about how much money is actually being spent on veterans. Marc Owens, a former director of tax exempt organizations at ...Mr. Trump and his shared committees with the R.N.C. raised $80 million online during that period; Ms. Loeffler and Mr. Perdue combined for closer to $75 million. Both Senate candidates lost ...Nov 17, 2014 · A few months ago I made a one-time donation to st. Jude’s. With that donation I included a letter making a statement that this was a one-time donation only. As my income is $1,032 a month and I cannot afford continuation of such donations. I included in the letter my sincerest concerns about no further solicitation. Children’s Clothes. Skirts: $2 to $6. Pants/jeans: $2 to $12. Dresses: $2 to $12. Sweaters: $2 to $10. Shoes/boots: $3 to $21. You might want to take photos of everything before you give items away so you can substantiate your opinion of above-average quality if you claim a number on the high side.Jan 31, 2020 · A transaction fee of 2.9% + $0.30 is automatically deducted from each donation, so you never have to worry about paying a bill. 3. What percentage does GoFundMe take? There is one small transaction fee per donation that covers all your fundraising needs. Everything else goes directly to your cause, because that’s what matters most. 4. Aug 4, 2022 · Here’s a brief rundown of what you can donate that counts as a charitable deduction: Cash. Stocks and bonds. Clothing, appliances, electronics, furniture and other household items that are in ... If a $180,000 donation to a Jewish charity from you and your wife can—if not secure your appointment to run that charity, collecting about $180,000/year—then at least immunize you against criticism that you lacked the experience to get the job in the first place, or perhaps misused your appointment. Are we sure 18 is about chai?The company RoundUp App allows people to round up every single purchase they make for charity. The average user donates about $30 a month. “We’re operating really as that middleman that makes ...Unlike any other hospital, the majority of our funding comes from individual contributions. It currently costs more than $2 billion to run St. Jude each year, and the cost is estimated to grow to $2.2 billion by 2027. Your donation will help ensure that families never receive a bill from St. Jude for treatment, travel, housing or food — so ... Children’s Clothes. Skirts: $2 to $6. Pants/jeans: $2 to $12. Dresses: $2 to $12. Sweaters: $2 to $10. Shoes/boots: $3 to $21. You might want to take photos of everything before you give items away so you can substantiate your opinion of above-average quality if you claim a number on the high side.Why are they all asking for a donation of $19 a month. St Judes, Wounded Warrior, March of Dimes, Shriners hospital, etc... Is that a mental threshold of giving? Just curious. Seem like good organizations. 3.5k Coldwater, MI Hobby farming, working on tractors, starting to restore the 8, spending time with wife and kids. Posted December 12, 2018The 'donation dollar' is legal tender — it can be used like any other $1 coin — but the Federal Government wants you to treat it a little differently.Donald J. Trump all but erased his enormous fund-raising disadvantage against Hillary Clinton in the span of just two months, according to figures released by his campaign on Wednesday, converting ...CNN —. The worst charity in America operates from a metal warehouse behind a gas station in Holiday, Florida. Every year, Kids Wish Network raises millions of dollars in donations in the name of ...The IRS requires charities provide receipts for annual contributions of $250 or more, and individual donations of $19 a month amount to less than that. But organizations likely aren't trying to...Apr 24, 2023 · OVERVIEW. When you prepare your federal tax return, the IRS allows you to deduct the donations you make to churches. If your church operates solely for religious and educational purposes, your donation will qualify for the tax deduction. In most years, as long as you itemize your deductions, you can generally claim 100 percent of your church ... Mar 10, 2023 · 4. Police Protection Fund. Another charity that should come with a “donator, beware” sign is the Police Protection Fund. The fund is the third in a series of outrageous attempts by founders David Dierks and Phil LeConte to extort money from generous Americans under the pretext of donations to the nation’s police forces. Ways to Give. You can directly support our work to protect people’s rights and civil liberties in a variety of ways. Learn more about these alternative ways to donate and make your gift today. For one time, monthly, or renewal donations, visit our main donate page. The ASPCA spent 76.9% of its $250 million budget on programs, 19.2% on fundraising and 3.9% on administrative costs that year. Charity Navigator also calculates an average across several years of ...Dec 13, 2016 · The default actually changes their frame of reference. So, if I am not donating the suggested amount of $200, then a $100 donation may seem like a better option than a $50 donation, because it is closer to the default. Where it gets tricky is that not everyone donates. In many fundraising situations, actually fairly few people donate. Behind the Numbers. While the ratio varies slightly from year to year, over time, an average of 90 cents of every dollar the Red Cross spends is invested in humanitarian services and programs. We calculate this average by comparing our spending on mission-related programs to our total expenses. For example, in fiscal year 2022, the Red Cross ...Why do so many charities now ask specifically for donations of $19/month? - Quora. Something went wrong. Wait a moment and try again. Dec 31, 2019 · They, too, do the $19 a month and a free blanket. Plus a company names Gig Tech will match your donation through 2019 up to $500k. There’s many organizations for Veterans and figuring out what is fairly doing what they say they are going to do is tough. You can investigate their financials online to determine where it really goes. We would like to show you a description here but the site won’t allow us. Feb 22, 2022 · The IRS requires charities provide receipts for annual contributions of $250 or more, and individual donations of $19 a month amount to less than that. But organizations likely aren't trying to... Yes, you’re looking for donations, but all donations are built on donor relationships. Don’t only write to ask for money or your texts will soon be blocked. Send success stories to give supporters warm-and-fuzzy feelings. Let them know if you’re holding a fun event. And, of course, pipe up if their credit card is expiring. 4. Know your voice. Here’s what to say when asking for donations: Be clear, succinct, and authentic. Use “you,” say “thanks,” and be specific. Keep in mind who you’re asking and how you’re asking. While we can’t write your fundraising email for you, we can provide some additional guidance on how to work some fundraising magic.The couple awarded $400 million to nonprofits for election assistance — with most of it going to the Center for Tech and Civic Life. The full extent of the grants isn't known. The Center for ...OVERVIEW. When you prepare your federal tax return, the IRS allows you to deduct the donations you make to churches. If your church operates solely for religious and educational purposes, your donation will qualify for the tax deduction. In most years, as long as you itemize your deductions, you can generally claim 100 percent of your church ...Not all registered charities are approved IPCs. Donations made to a charity without approved IPC status are not tax deductible. Learn if an organisation is an approved IPC at the Charity Portal. Cash donations with benefits. Only outright cash donations to approved IPC that do not give material benefit to the donor are fully tax deductible.The default actually changes their frame of reference. So, if I am not donating the suggested amount of $200, then a $100 donation may seem like a better option than a $50 donation, because it is closer to the default. Where it gets tricky is that not everyone donates. In many fundraising situations, actually fairly few people donate.Mr. Trump and his shared committees with the R.N.C. raised $80 million online during that period; Ms. Loeffler and Mr. Perdue combined for closer to $75 million. Both Senate candidates lost ...Aug 21, 2019 · Given the power of small donations, use the following three tips to attract them and leverage their impact. 1. Use a fixed amount to demonstrate the impact a small donation can make. Explicitly explain what a certain amount will fund. This 20-second video by BlinkNow, for instance, demonstrates the impact that a monthly $5 donation can make on ... Dec 13, 2021 · Why is it always $19 a month, and you get a blanket? In My Humble Opinion Roderick_Femm Solicited charitable contributions, that is. Wounded Warrior Project, another similar group for disabled veterans, Shriner’s Hospital, the one for homeless or abused pets, probably others that I’m not thinking of. Apr 12, 2022 · In Tammy's situation, every single additional charitable donation would make her taxable income lower. It would reduce that amount taxed at 12% in the above example, so if she donated $100, she'd ... At the strike of midnight on Sept. 30, they finally stopped. But in less than three months, those incessant end-of-quarter fundraising emails that promise donors their contributions will be ...The 'donation dollar' is legal tender — it can be used like any other $1 coin — but the Federal Government wants you to treat it a little differently.It's all in the marketing, not that contributing to worthwhile charities is a bad thing. I am that Masked Man. All you can do, is all you can do. There’s trouble — it's time to play the sound of my people. Your boos mean nothing to me, I've seen what you cheer for.The transaction fee is automatically deducted from each donation. It covers the costs of credit and debit charges, safely delivering donations, and helps us offer more ways to donate—through credit, debit, PayPal, Apple Pay, or Google Pay. This is the only fee deducted on GoFundMe to cover all your fundraising needs. 7.We would like to show you a description here but the site won’t allow us. For the 2022 tax year, the standard deduction is $12,950 for single filers and $25,900 for married couples filing jointly, and in 2023 that will increase to $13,850 for individuals and $27,700 for ...Dec 13, 2021 · Why is it always $19 a month, and you get a blanket? In My Humble Opinion Roderick_Femm Solicited charitable contributions, that is. Wounded Warrior Project, another similar group for disabled veterans, Shriner’s Hospital, the one for homeless or abused pets, probably others that I’m not thinking of. Feb 27, 2021 · The presidential salary is a requirement of the U.S. Constitution in Article II, Section 1, Clause 7 and the specific amount is set by Congress. Presidents are not legally allowed to decline their ... Apr 24, 2023 · OVERVIEW. When you prepare your federal tax return, the IRS allows you to deduct the donations you make to churches. If your church operates solely for religious and educational purposes, your donation will qualify for the tax deduction. In most years, as long as you itemize your deductions, you can generally claim 100 percent of your church ... Allow supporters to donate from anywhere by sending a text message. Custom Keyword lets your supporters text an abbreviated short code with your chosen keyword to start the donation process. Standard lets your supporters text a standard phone number. $19/mo: Standard. $50/mo: Custom Keyword. Disabled American Veterans, Save the Children, Covenant House, No Kid Hungry and March of Dimes have released commercials calling for donations starting at $19, and often make $19 the first...That’s why we partner with industry-leading payment processors like PayPal to accept and deliver your donations. The transaction fee is automatically deducted from each donation. It covers the costs of credit and debit charges, safely delivering donations, and helps us offer more ways to donate—through credit, debit, PayPal, Apple Pay, or ... December 29, 2016. When fundraisers for charitable or nonprofit organizations reach out to potential donors, either online or by direct mail, they often present a list of suggested donation ...Here’s a brief rundown of what you can donate that counts as a charitable deduction: Cash. Stocks and bonds. Clothing, appliances, electronics, furniture and other household items that are in ...Dec 13, 2016 · The default actually changes their frame of reference. So, if I am not donating the suggested amount of $200, then a $100 donation may seem like a better option than a $50 donation, because it is closer to the default. Where it gets tricky is that not everyone donates. In many fundraising situations, actually fairly few people donate. St. Jude provides patients with hospital play areas and recreational areas at St. Jude housing facilities. Donate $10. St. Jude patient Pepe. *Items listed here are representative of services and supplies that are part of the treatment and care of children at St. Jude. The cost of each item or service is an approximation and will vary based on ... Feb 4, 2022 · By Neal Murphy February 4, 2022 - Have you noticed lately that most non-profit organizations solicit donations of only $19.00 per month? Being rather inquisitive about these important things, I delved into why organizations solicit like they do, just $19.00 per month. The remaining $210 million (21%) went into their fund balance, which had $2.8 billion at year-end (most of which is in cash and securities). In other words, for every $1 received, 50 cents went to St. Jude Children’s Research Hospital while 29 cents went to pay ALSAC’s functional expenses and 21 cents was added to their fund balance.Nov 22, 2019 · Children’s Leukemia Research Association. (Garden City, N.Y.) Ovarian Cancer Research Alliance (New York City) United Breast Cancer Foundation. (Huntington, N.Y.) Prevent Cancer Foundation ... In 2014, checkout charity raised $422.3 million. "What companies are hoping for out of checkout charity is that there's a halo effect and that consumers are going to spend more with them because they view the company more favorably," said Joe Waters, founder of Selfish Giving, whom we spoke with in 2018. And the tactic seems to be working.Charity Navigator is a research tool for anyone looking to make a difference. You can use Charity Navigator to find and support thousands of charities that align with your passions and values. We use data from the IRS, partners, and the charities themselves to power our unbiased ratings so that you can give with confidence. Learn more about us. Start with 1% of your income, then work your way up. If you make $100,000 a year, that’s $1,000 per year going to a public charity, or $20 per week. That’s very doable. If you want to match the donation of the average American in your income bracket, you can slowly move it up to 3% of your income.Jan 13, 2022 · Disabled American Veterans, Save the Children, Covenant House, No Kid Hungry and March of Dimes have released commercials calling for donations starting at $19, and often make $19 the first... Nov 30, 2021 · For the 2021 tax year, the charitable deduction is even better, at least for those who file a joint return. For 2020, the charitable limit was $300 per “tax unit” — meaning that those who are married and filing jointly can only get a $300 deduction. For the 2021 tax year, however, those who are married and filing jointly can each take a ... The other $403 million went to the professional fundraisers, Schneiderman's report said. So, on average, about 67 percent of the funds raised went to the charity, and 33 percent went to the ...Unlike any other hospital, the majority of our funding comes from individual contributions. It currently costs more than $2 billion to run St. Jude each year, and the cost is estimated to grow to $2.2 billion by 2027. Your donation will help ensure that families never receive a bill from St. Jude for treatment, travel, housing or food — so ...Nov 17, 2014 · A few months ago I made a one-time donation to st. Jude’s. With that donation I included a letter making a statement that this was a one-time donation only. As my income is $1,032 a month and I cannot afford continuation of such donations. I included in the letter my sincerest concerns about no further solicitation. May 17, 2022 · 9. Ask vendors. Companies you spend money with are an often overlooked source of donors for regular donations, in-kind donations, sponsorships, and monthly donations. Look through your QuickBooks records to see who you regularly do business with and ask them to consider a monthly donation. Since most people don’t have the time to analyze and decipher the financial data reported on the 990 by the March of Dimes, a summary follows: In 2014, the March of Dimes received $196 million in revenue, with the majority ($187 million) from contributions, fundraising events, and grants (the other $9 million came from investment income ...It is also obvious to me. But the answer isn’t obvious to a great many people–especially if they have little exposure to accounting. The simple answer to her question as to how much of the $19.00 directly influences the outcome of any given patient’s care and/or survival is: $8.17 (or 43% of the $19.00).Mr. Trump’s legal troubles are deeply intertwined with his political campaign and fund-raising efforts. His campaign store is selling an “I Stand With Trump” T-shirt showing the date of his ...Oct 2, 2017 · But in less than three months, those incessant end-of-quarter fundraising emails that promise donors their contributions will be “matched” will come flooding back to inboxes around America ... Oct 24, 2022 · In 2014, checkout charity raised $422.3 million. "What companies are hoping for out of checkout charity is that there's a halo effect and that consumers are going to spend more with them because they view the company more favorably," said Joe Waters, founder of Selfish Giving, whom we spoke with in 2018. And the tactic seems to be working. Behind the Numbers. While the ratio varies slightly from year to year, over time, an average of 90 cents of every dollar the Red Cross spends is invested in humanitarian services and programs. We calculate this average by comparing our spending on mission-related programs to our total expenses. For example, in fiscal year 2022, the Red Cross ...Allow supporters to donate from anywhere by sending a text message. Custom Keyword lets your supporters text an abbreviated short code with your chosen keyword to start the donation process. Standard lets your supporters text a standard phone number. $19/mo: Standard. $50/mo: Custom Keyword.We would like to show you a description here but the site won’t allow us.The end of the calendar year (November-December) sees a huge spike in charitable giving, with 30% of all annual donations made in December alone! The end of the year is the perfect time for nonprofits to start ramping up their fundraising efforts by asking for donations. Cause months Jul 16, 2021 · The ASPCA spent 76.9% of its $250 million budget on programs, 19.2% on fundraising and 3.9% on administrative costs that year. Charity Navigator also calculates an average across several years of ... CNN —. The worst charity in America operates from a metal warehouse behind a gas station in Holiday, Florida. Every year, Kids Wish Network raises millions of dollars in donations in the name of ...1. Cancer Fund of America. Cancer Fund of America is just one of many philanthropic centers run by James T Reynolds and his somewhat crooked family. That the no-shame Reynolds takes home an annual salary of around $230,000 is bad enough (and properly tells you all you need to know about where your donations are going).Dec 19, 2022 · Children’s Clothes. Skirts: $2 to $6. Pants/jeans: $2 to $12. Dresses: $2 to $12. Sweaters: $2 to $10. Shoes/boots: $3 to $21. You might want to take photos of everything before you give items away so you can substantiate your opinion of above-average quality if you claim a number on the high side. Nov 28, 2017 · The other $403 million went to the professional fundraisers, Schneiderman's report said. So, on average, about 67 percent of the funds raised went to the charity, and 33 percent went to the ... We divide the total number of pounds of donated food by what it costs to keep Feeding America running smoothly and getting that food where it needs to go. That gives us the number of pounds of food we secured on behalf of local food banks per dollar. Each meal is roughly 1.2 pounds, giving us our meal per dollar figure.We divide the total number of pounds of donated food by what it costs to keep Feeding America running smoothly and getting that food where it needs to go. That gives us the number of pounds of food we secured on behalf of local food banks per dollar. Each meal is roughly 1.2 pounds, giving us our meal per dollar figure. Dec 13, 2021 · Why is it always $19 a month, and you get a blanket? In My Humble Opinion Roderick_Femm Solicited charitable contributions, that is. Wounded Warrior Project, another similar group for disabled veterans, Shriner’s Hospital, the one for homeless or abused pets, probably others that I’m not thinking of. Aug 30, 2023 · 3. “Today”. In today’s busy world, reminding your donors to donate “today” is essential to increasing your conversion rates and reaching your fundraising goals. Using the word “today” conveys a sense of urgency, which can help motivate your donors to give and not delay their donation. It's all in the marketing, not that contributing to worthwhile charities is a bad thing. I am that Masked Man. All you can do, is all you can do. There’s trouble — it's time to play the sound of my people. Your boos mean nothing to me, I've seen what you cheer for.Yes. If you make a donation on your individual team page that is less than $250, you just have to raise the difference by the May 21st deadline. For instance, if you make an additional donation of $100 when you register, you’ll just have to raise $150 before May 21st or your credit card will automatically be charged the difference.Unlike any other hospital, the majority of our funding comes from individual contributions. It currently costs more than $2 billion to run St. Jude each year, and the cost is estimated to grow to $2.2 billion by 2027. Your donation will help ensure that families never receive a bill from St. Jude for treatment, travel, housing or food — so ... Behind the Numbers. While the ratio varies slightly from year to year, over time, an average of 90 cents of every dollar the Red Cross spends is invested in humanitarian services and programs. We calculate this average by comparing our spending on mission-related programs to our total expenses. For example, in fiscal year 2022, the Red Cross ...Otherwise, your statement will only be credited for the designated month. If you respond to a different HSUS mailing, the donation will be credited to your general membership record, and not to your Humane Heroes statement. For a receipt showing all donations to the HSUS, please contact us at 866-720-2676 or send an email. It is also obvious to me. But the answer isn’t obvious to a great many people–especially if they have little exposure to accounting. The simple answer to her question as to how much of the $19.00 directly influences the outcome of any given patient’s care and/or survival is: $8.17 (or 43% of the $19.00).For example, a one dollar donation removes 0.33 lbs of plastic from the ocean, and if you turn that into a weekly donation it removes more than one pound of plastic per month.It is also obvious to me. But the answer isn’t obvious to a great many people–especially if they have little exposure to accounting. The simple answer to her question as to how much of the $19.00 directly influences the outcome of any given patient’s care and/or survival is: $8.17 (or 43% of the $19.00).No proof, just a guess, all of the TV spots begging for money spend the majority of the money on more fund raising and salary for the administration. Just a small percent on the charity part. I give my donation money to the salvation army. _____Founders’ Day is a 24-hour giving event to celebrate the rich history of our university and its continued commitment to our top priority – the students of Wichita State. Join the thousands of Shocker alumni, students, employees, parents and friends who are honoring our past and investing in our future to make a positive difference in our ... | Cudlhpmroa (article) | Mjqhzb.

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